You must notify all of your travel suppliers within 72 hours of discovering that you will need to cancel your trip. At the same time, you don’t want to delay things, either. If you’re uncertain, call the insurance provider and talk through the facts of your scenario. We see this sometimes: folks cancel flights or rooms right away, and it turns out what they thought was a covered reason wasn’t. For starters, before you even initiate a trip cancellation, make doubly sure that you’re cancelling for a covered reason. Why is this important? Maybe you have a medical condition that would be considered pre-existing, for example, and want to see if you can find a plan that provides protection.Īlso, there are some critical steps to take when you get to the point where you may be filing a claim for trip cancellation.
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(We’ll go through some of Allianz Global Assistance’s covered reasons below). First, you’ll want to review your plan to become familiar with the covered reasons for trip cancellation. Also know there are a few other details you should keep in mind when determining if a travel insurance plan with trip cancellation protection is a smart move for you. *We’ll dig into some of these covered reasons throughout this article. Please note that this coverage only applies before you have left for your trip. If your trip is canceled or rescheduled for a covered reason listed below*, we will reimburse you for your non- refundable trip payments, deposits, cancellation fees, and change fees (less available refunds), up to the maximum benefit for Trip Cancellation Coverage. Because we want to cover all our bases and not leave any potential surprises down the road, here is how we define trip cancellation at Allianz Global Assistance: As we stated above, trip cancellation protection is a benefit found in some travel insurance plans that can provide reimbursement in the event that your trip is canceled or rescheduled for a covered reason. If you’re new to travel insurance, or simply need a refresher, no problem. Let’s take a look at the cause of these unpleasant surprises, and see how and if the trip cancellation benefit can provide you protection and peace of mind. Some reasons for trip cancellation may be more common than you’d expect. More specifically, this is why trip cancellation protection exists, to safeguard our investments and offer recourse in the event that a trip must be cancelled before our car shoves off or our plane goes wheels up. This is precisely why travel insurance exists. And these travel misfires are almost always surprises it’s rare that we can anticipate something we planned and already paid for coming undone at the 11 th hour. Getaways ranging from business conferences to destination weddings can come off the rails for any number of reasons. Sometimes trips are over before they even get started.